Mold and Insurance Claims in Rockledge: What Homeowners in Brevard County Should KnowWhere this applies • Homes in Rockledge • High humidity, storms, aging homesWhat insurance may cover • Mold from sudden, covered water damage • Burst pipes • Appliance failures • Storm-related water intrusion (if covered peril)What is usually not covered • Long-term or slow leaks • Poor maintenance • High humidity or condensation • Pre-existing moldCommon claim mistakes • Delayed reporting • Cleaning before documentation • Not fixing the moisture source • Assuming all mold is coveredDocumentation that helps • Photos and videos • Timeline of events • Repair invoices • Professional mold inspection reportMold testing • Confirms cause and extent • Separates new vs old damage • Strengthens claim supportAfter storms or leaks • Stop the water source • Dry areas within 24–48 hours • Document before repairsPrevention • Fix leaks quickly • Maintain roof and seals • Control indoor humidity • Regular inspectionsFinal noteCoverage depends on cause, timing, and documentation. Act fast and keep records.l